ONE UTANG DOWN!!!

23F, Last September super lubog sa utang.

From 120k debt to 62k na lang. From 0 emergency fund to 15k (Started last January)

Projected Debt free by this year. I know na dapat mas unahin mag pay ng debt pero naka payment plan na sila and waiting na lang sa promotion discount nila sa December. Currently Billease 42k Balance and 20k sa UD Loan. Today yung utang ko sa SB loan ay paid na from 30k+ to 22,800 na lang na waive nila yung penalties. Laking tipid and ang gaan sa pakiramdam!!! From monthly nail and extension eyelash extension to clean gurl muna para ma clean ang finances!!! hahahaha