I am 26yo. Judge me on my budgeting.

Credited Salary: ₹93,400

Investments: ₹45,000.00
Savings: ₹10,000.00
Rent: ₹12,000.00
Food: ₹10,000.00
Term Insurance: ₹2,024.00
Health Insurance: ₹1,314.00
ChatGPT: ₹2,000.00
Gym: ₹1,500
No Guilt Spends: ₹9,562