Which Term Insurance Plan Do You Have? Need Suggestions!

Hey guys,

I’m looking to buy a term insurance plan with a ₹2 crore cover up to 65/70 of my age, and I could really use some help.

I’m 26M, working as an analyst at a reputed firm, and I have three dependents (mom,dad & sister). I just want something affordable and reliable, preferably with Accidental & Critical Illness riders, but without unnecessary add-ons that jack up the premium.

If you already have a term plan, I’d love to know:

‌Which company & plan are you using? ‌How much is your coverage & premium? ‌Did you take any riders? Are they worth it? ‌Any claims experience (good or bad)? ‌Would you recommend it, or do you regret buying it?

Appreciate any advice!