Card stolen and charged 😬

I recently got my first Amex credit card and it was stolen. The card was stolen on the way to me. I called the customer service. They said they will open an investigation.

Anyone experienced a similar incident?

Do I have to pay these charges?

I don’t understand how the card was used without activating it first?

I recently got my first Amex credit card and it was stolen. The card was stolen on the way to me. I called the customer service. They said they will open an investigation.

Anyone experienced a similar incident?

Do I have to pay these charges?

I don’t understand how the card was used without activating it first?