Game development and visual challenges

I made a post recently about a game I'd like to create in Roblox. Unfortunately studio is challenging to use and secondly it sounds like I would have to pay for labor if I collaborate or create a group to develop the game. How does paying work? Do you pay in Robux? Are there any ways that I can develop a game without using studio myself?

Unfortunately I also do have some visual challenges too.

Let me know your thoughts on this...