Would I get approved for Venture X?
I can get referral for CSP, Venture X. Would prefer one of them. But would love suggestions for other cards. I was thinking to apply for Venture X and then if I get rejected, apply for a beginner card right away. I got the Discover card in July, it's my first card. Please help!
CREDIT PROFILE
- * Current credit cards you are the primary account holder of: Discover card $2,000 limit, 07/24
- * FICO Scores with source (see note on FICO score sources below): Experian 742, Equifax is 717, Couldn't get Transunion
- * Oldest credit card account age with you as primary name on the account: 7 months
- * Number of personal credit cards approved for in the past 6 months: 0
- * Number of personal credit cards approved for in the past 12 months: 1
- * Number of personal credit cards approved for in the past 24 months: 1
- * Annual income $: $60k from co-op currently. Will be joining as full time in July 2025 ($100k+ then)
CATEGORIES
- * OK with category-specific cards?: YES
- * OK with rotating category cards?: YES, but have Discover already
- * Estimate average monthly spend in the categories below. Only include what you can pay by credit card.
- * Dining $: $200
- * Groceries $: $150
- * Gas $: $0
- * Travel $: $200 flights mainly. $40ish on lyft/uber.
- * Do you plan on using this card abroad for a significant length of time (study abroad, digital nomad, expat, extended travel)?: No
- * Any other categories (examples: phone/internet, insurance) or stores (example: Amazon) with significant, regular credit card spend (the more you specify, the better): $100 shopping for clothes, etc. $35 for phone bill
- * Any other significant, regular credit card spend you didn't include above?: $0
- * Can you pay rent by credit card? If yes, list rent amount and if there's a fee for paying by credit card: Not right now. But from August 2025 mostly yes. $1600-2000.
MEMBERSHIPS & SUBSCRIPTIONS (delete lines that don't apply)
- * Current member of Chase, US Bank or any other big bank?: I only have Wells Fargo bank checking account.
PURPOSE
- * What's the purpose of your next card (choose ONE)?: Travel rewards.
- * If you answered "travel rewards", do you have a preferred airline and/or hotel chain?
- Not really.
- * If you answered "travel rewards", do you have a preferred airline and/or hotel chain?
- * Do you have any cards you've been looking at?
- Yes. Venture X, Venture Rewards, CSP.