Help a college student/traveler with their next card!
Hi everyone, I'm graduating college in the spring and am looking to get a new credit card to maximize my travel abilities and stay within 5/24. I currently work a paid internship and have a job lined up post-grad. I applied for the CSP in January 2025 and got approved this month, which means I can apply for another card in May (or maybe April since I applied in Jan?). Thank you all for your help!
- Current card:
- BofA Customized Cash Rewards $6,700 limit, September 2021
- Chase Sapphire Preferred $10,500 limit, February 2025
- FICO Score: 750
- Oldest account age: 3 years 5 months
- Chase 5/24 status: I have the Chase Sapphire Preferred
- Income: e.g.
- Currently $2600/month; incoming full-time job has $90,000 salary
- Average monthly spend and categories:
- rent: $2,000
- dining $250
- groceries: $250
- gas: $20
- travel: $300
- other: $30
- Open to Business Cards: Yes
- What's the purpose of your next card? Travel! Looking to have points with credit cards with transfer partners/good redemption value.
- Do you have any cards you've been looking at? Chase Freedom, AmEx Gold
- Are you OK with category spending or do you want a general spending card? OK