Pick a Swinger! (And a leather question)

I have a birthday reward at Coach, and I am debating on the full size swinger bag (after this purchase, I’m on a ban!!) but the color is really the main issue.

My concern with the chalk is that it will show stains/color transfers, will scratch easily, scratches will be visible, color could yellow over time, etc. I generally stay away from white ANYTHING. I feel like I’m not terribly hard on bags, but I don’t really pay a lot of attention when I’m using a bag - so I feel like if I had a white bag, I would be very conscious of the white bag and could be scared to use it to some degree.

I found the jacquard on Bloomingdale’s (no birthday reward but 15% cash back on Rakuten) and I think it’s cute, but I have a smaller brown MK bag already. I was intrigued by the chalk mainly because I don’t have anything like it.

Does anyone have experience with the chalk glove-tanned leather? Let me hear the good and bad, especially if you aren’t super careful with bags!!

Is there anything I could apply that would protect the color and leather?